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Website J. Safra Sarasin Holding:
Terms of Use

By accessing this website, the pages contained on it, and the products, services, information, tools and material contained or described herein (the "Site"), you acknowledge your agreement with and understanding of the below terms of use, including the waiver of warranty and liability.
This Site is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject J. Safra Sarasin to any registration or licensing requirement within such jurisdiction.
If you do not agree to these Terms of Use, you must not proceed to further web pages of the Site or of any website of direct or indirect subsidiaries of J. Safra Sarasin Holding Ltd.
These Terms of Use as well as the information and materials contained in the Site are subject to change without notice at any time.
Ownership of Site, Trademarks and Copyrights
All contents (including all elements contained in them) available on the Site, except where otherwise noted, is under copyright to J. Safra Sarasin Holding Ltd and/or its direct or indirect domestic and foreign subsidiaries ("J. Safra Sarasin" or "we"). J. Safra Sarasin or the applicable third party owner reserves all rights, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the Site. J. Safra Sarasin will enforce such rights to the full extent of applicable law.
Nothing on the Site shall be construed as granting any license or right to use any image, trademark, service mark or logo. Downloading, copying or printing individual pages and/or parts of the Site is allowed for personal use only, and will not transfer title to any software or contents on the Site to you. Explicit attribution to J. Safra Sarasin and all applicable copyright or other proprietary notices must be made in the event that the material, or any part thereof, is reproduced in any form, written or electronic. Furthermore, any reproduction, re-publication or distribution or modification, transmission, distribution etc. of this material requires the express consent of J. Safra Sarasin.
Restrictions on Offer and Solicitation and Distribution
Nothing on this Site shall constitute an offer or a solicitation of an offer to buy or sell any products or services, including but not limited to any securities, financial instruments or other investments or investment advice. The information in the Site is descriptive of J. Safra Sarasin as a whole and the services, securities and financial instruments described may not be suitable for you or available in the jurisdiction in which you are located, or may only be available through a branch or an affiliate of J. Safra Sarasin that is properly licensed to offer such services, securities or financial instruments in such jurisdiction.
J. Safra Sarasin will not treat users of this Site as its clients by virtue of them accessing it. Users of this site should seek the advice of their independent financial adviser prior to taking any investment decision on the basis of any information contained herein and no information herein constitutes general or specific investment, legal, tax or accounting advice of any kind.
The information contained on this Site may relate to the products and services of a person or entity that is located in a jurisdiction other than that in which you are located. Accordingly the rules for the protection of private customers that apply in the jurisdiction in which you are located may not apply in relation to such products and services.
Disclaimers and Cautionary Statement Regarding Forward-Looking Information
All opinions and estimates expressed in this Site constitute our judgment as of publication and do not constitute general or specific investment legal, tax or accounting advice of any kind. This site contains statements that constitute forward-looking statements. Risks, uncertainties and other factors could cause actual developments and results to differ materially from expectations. J. Safra Sarasin is under no obligation to update or alter forward looking statements whether as a result of new information, future events, or otherwise
Information and opinions presented in this Site have been obtained or derived from sources believed to be reliable, but J. Safra Sarasin makes no representation as to their accuracy or completeness. J. Safra Sarasin maintains the right to delete or modify information on this Site without prior notice.
Risk Considerations
Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Investing entails risks, including possible loss of principal. The price of, value of and income from securities or financial instruments can fall as well as rise. Certain investments are subject to high volatility, and may experience sudden and large falls in their value. Losses may equal or exceed your original investment. Foreign currency-denominated securities and financial instruments are subject to fluctuations in exchange rates that may have a positive or adverse effect on the value, price or income of such securities or financial instruments. Some investments may not be readily realizable and it may be difficult to sell or realize those investments. Similarly, it may prove difficult for you to obtain reliable information about the value, or risks, to which such an investment is exposed. There are also special risk considerations associated with international and global investing (especially emerging markets), small-company investing, single-industry funds or investment strategies, single-country or regional funds or investment strategies, or other special, aggressive or concentrated investment strategies, such as the use of leverage or derivatives. Investors in securities effectively assume these risks.
No Warranty and no Liability
The information on this site is provided on an "as is", "as available" basis. J. Safra Sarasin makes no warranty with respect to the information and that access to the site will be uninterrupted or error-free, that defects will be corrected, or that viruses or other harmful components will not be transmitted in connection with your use of the site.
J. Safra Sarasin hereby expressly disclaims, to the fullest extent permitted by applicable law and/or regulation, all warranties, express, statutory or implied, regarding the site and any results to be obtained from the use of the site and its contents, including but not limited to all warranties of merchantability, non-infringement, fitness for a particular purpose or use, and all warranties arising from course of performance, course of dealing and/or usage of trade or their equivalents under the applicable laws and/or regulations of any jurisdiction.
J. Safra Sarasin does not warranty or guarantee the accuracy, timeliness, suitability, completeness or availability of this site or the information or results obtained from use of it.
To the fullest extent permitted by applicable law and/or regulation, J. Safra Sarasin excludes any liability whatsoever to anyone for any damages arising in tort, contract, strict liability or otherwise from access to or use of or inability to access or use this site or from any action taken or not taken as a result, regardless of whether they are direct, indirect, special, incidental, or consequential damages of any character, including damages for trading losses or lost profits, or for any claim or demand by any third party, even if J. Safra Sarasin knew or had reason to know of the possibility of such damages, claim or demand.
Links to Other Websites / Content of Other Providers
Activating certain links on this Site may cause you to leave this Site. Such links, addresses or hyperlinks are provided solely for your convenience and information. J. Safra Sarasin has not reviewed any of the websites linked with or connected to this Site, or which provide links to this Site, and does not accept any liability, responsibility for and does not make any warranties or representations as to those websites and/or their contents, the offered products or services or any other offers. Using links from this Site to any website not owned by J. Safra Sarasin is at your own risk.
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