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General terms of use

You are currently viewing a page of the website or a related website (the “Website”) belonging to Bank J. Safra Sarasin (Bahamas) Ltd. (“Bank J. Safra Sarasin") or one of its subsidiaries or affiliates ("J. Safra Sarasin Group"). This Website and any of the services provided by Bank J. Safra Sarasin in connection with this Website are being provided to you expressly subject to these Terms of Use, which govern your use of the Website. Please read these Terms of Use carefully.  By using or accessing the Website you declare that you have understood these Terms of Use and that you are in agreement with them. If you are not in agreement with any conditions of these Terms of Use we ask you to leave this Website.
Local Legal Restrictions
This Website is not intended for persons (natural persons or legal entities) for which use of or access to this Website would contravene the laws of their state (on account of nationality or domicile/registered office of the person concerned or for other reasons).
Such persons are not permitted to access this Website. This applies in particular to citizens and inhabitants of the United States of America.
Persons with residence/registered office in a country for which a subsidiary company of Bank J. Safra Sarasin domiciled in that country maintains its own website are requested to switch to the relevant website (overview of affiliated companies).
The contents of this Website present products and services offered by Bank J. Safra Sarasin. Not all the investment instruments, products and services presented on this Website are available or suitable for people in all countries. Whether an investment instrument, a product or a service may be offered to a certain person depends on the provisions of law and regulations applicable in the relevant country.
Ownership Rights, Copyright And Trademark Rights
The Safra (Logo), Sarasin (Logo), are registered trademarks of the J. Safra Sarasin Group.
Except as otherwise expressly stated, all materials, content and forms contained on this Website are the intellectual property of Bank J. Safra Sarasin and may not be copied, reproduced, distributed or displayed without Bank J. Safra Sarasin's express written permission. Certain materials may also be protected by Bahamian and foreign copyright laws and international treaties.  You are authorized to view the information available on the Website for your informational purposes only. You may download any available materials for your personal or internal business purposes only.
Use of this Website does not grant you any right to the contents, software, a registered trademark or other element of the Website. All ownership rights remain with Bank J. Safra Sarasin or third parties as the case may be.
Any reproduction (full or partial), transmission (electronically or by other means), linking, alteration or use of the Website or of a registered trademark of Bank J. Safra Sarasin for a public or commercial purpose is not permitted without the prior written consent of Bank J. Safra Sarasin.
No Offer
The contents published on the Website do not constitute an invitation or offer to acquire, hold or sell the investment instruments mentioned on this Website or other products nor an invitation or offer to engage in other transactions or legal business. They serve exclusively for the purpose of personal use and informational purposes and, as with this important legal information; they may be changed by Bank J. Safra Sarasin at any time without prior notification.
The contents provided on the Website are not recommendations or decision aids for your investment decisions or other decisions and they do not constitute any type of advice. It is recommended that expert advice be taken before an investment decision is made.
No Guarantee
Bank J. Safra Sarasin takes the greatest possible care when compiling contents on this Website. However, Bank J. Safra Sarasin and their contracting parties provide no guarantee (including liability in respect of third parties) concerning correctness, up-to-dateness and completeness of contents on this Website. In particular, there is no obligation on the part of Bank J. Safra Sarasin to update the contents or to remove contents on this Website that are obsolete.
Furthermore, Bank J. Safra Sarasin accepts no responsibility and gives no guarantee that the functions of the Website will not be interrupted or that they are free from errors, that errors will be rectified or that the Websiteor the relevant server is free from viruses and other harmful elements and programs.
Potential investors should note that investments can involve significant risks and the value of an investment may go down as well as up.
No assurance can be given that the investment objective of any product will be achieved or that substantial losses will not be suffered.
There is no guarantee of performance and past or projected performance is not necessarily a guide to future results.
Exclusion of Liability
Bank J. Safra Sarasin and their contracting parties refuse, where legally permissible, to accept any liability (including negligence and liability in respect of third parties) for any losses from direct, indirect or consequential losses of any type associated with the use of this Website and contents included therein or with the risks of financial markets.
You agree to defend, indemnify and hold harmless Bank J. Safra Sarasin, its subsidiaries and affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of your violation of these Terms of Use or misuse of this Website, including such violation or misuses conducted by your employee or agent, if applicable.
Linked Websites
Using a link may cause you to leave this Website. Bank J. Safra Sarasin has not checked the websites of third parties linked to this Website and accepts no responsibility for their legality or their content.
Use of E-mail
The use of e-mail is voluntarily. The sending of e-mails via public networks is unprotected and they can be intercepted, read and altered by third parties. Even if the sender and recipient are in The Bahamas, e-mails are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the e-mail can be seen by third parties. Consequently, a conclusion about a relationship with Bank J. Safra Sarasin is possible. This also applies for e-mails which are used in communication with Bank J. Safra Sarasin (e.g. use of the Website and e-services).
Bank J. Safra Sarasin is entitled to reply by e-mail to e-mails recieved from you. However, subject to separate agreements, messages and orders (including payment orders) by e-mail are not binding for Bank J. Safra Sarasin for security reasons. Bank J. Safra Sarasin accepts no liability for losses incurred from the use of e-mail or due to orders placed by e-mail not being executed or not being executed on time.
For technical reasons delivery of e-mails cannot be guaranteed by Bank J. Safra Sarasin. Bank J. Safra Sarasin accepts no liability for losses due to late delivery or non-delivery of e-mails.
Data Processing
Bank J. Safra Sarasin respects your private and personal sphere and processes your personal data, insofar as personal data is to be recorded at the time of a visit on this Website, in accordance with the prevailing provisions of law.
When you visit this Website, no personal data (e.g. name, address, telephone number etc.) is recorded without your consent. Only personal data provided to Bank J. Safra Sarasin by you may be stored.
Possible Conflicts of Interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which this Website contains information. Furthermore, it is possible that these natural persons and legal entities have rendered, are rendering or will render in the future services for the issuers of such financial products, for example in investment banking, corporate finance or market-making or as board members or as managers they may have participated in their managements, be doing so now or do so in the future.
Applicable Law/Place of Jurisdiction
These Terms of Use constitute a contract between you and Bank J. Safra Sarasin governed by the laws of the Commonwealth of The Bahamas.
Performance & Tracking Cookies
Bank J. Safra Sarasin uses performance and tracking cookies to improve its Website on a continual basis and to provide you with the best possible online experience that is tailored to your needs. You have the ability to accept or declinecookiesby changing your web browser settings.
Bank J. Safra Sarasin reserves the right to modify this Website at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the Website. If you find the Terms of Use unacceptable at any time, you may discontinue your use of this Website. By continuing to use this Website after the date of any change to these Terms of Use, including accessing the Website, you agree to be bound by the rules contained in the most recent version of these Terms of Use.
Bank J. Safra Sarasin reserves the right to modify or terminate this Website or to terminate your access to this Website, in whole or in part, at any time.